Byrd Credit
Credit repair, done for you

Fix your credit. Unlock your future.

We challenge the inaccurate, unverifiable, and outdated negative items on your credit reports across all three bureaus — and coach you to a stronger score.

Get my free credit consultation
No upfront fees · Cancel anytime · FCRA-backed disputes
A relieved couple reviewing their improving credit
3
Bureaus we work
FCRA
Backed disputes
$0
Until we work
24/7
Online portal

How it works

Four simple steps to a stronger score.

1. Free review

We pull and review your three credit reports and flag every item worth challenging.

2. We dispute

We send FCRA-backed dispute letters to the bureaus and creditors, round after round.

3. You track

Watch progress in your portal as items are investigated and removed.

4. You grow

We coach you on building positive credit so your score keeps climbing.

What we can challenge

If it's inaccurate, outdated, or unverifiable, it doesn't belong on your report.

Collections
Charge-offs
Late payments
Hard inquiries
Repossessions
Bankruptcies
Judgments & liens
Medical bills

Watch your score climb

560
Where many start
720+
The goal we work toward

Illustrative. Results vary and we can't guarantee a specific score — we challenge inaccurate/unverifiable items and coach positive credit building.

Simple monthly pricing

No upfront fees — you're only billed for work performed.

Essential

$99/mo
  • All 3 bureaus
  • Monthly dispute rounds
  • Online progress portal
  • Email support
Get started
MOST POPULAR

Accelerated

$149/mo
  • Everything in Essential
  • Unlimited disputes, faster cadence
  • Creditor interventions
  • Score-building coaching
  • Priority support
Get started

Start with a free consultation

No obligation. We'll review your situation and show you what's possible.

By submitting you agree to be contacted about credit repair services. You are never charged before work is performed, you receive a written agreement, and you may cancel within 3 business days (CROA). We cannot guarantee specific results; we challenge inaccurate, unverifiable, or outdated items.

Questions, answered

How long does it take?

Most people see the first results within 30–45 days as the bureaus respond, with progress continuing over 3–6 months depending on your report.

Is this legal?

Yes. You have the right under the Fair Credit Reporting Act to dispute anything inaccurate, outdated, or unverifiable. We simply exercise those rights on your behalf.

Do you guarantee results?

No honest company can guarantee a specific score — and the law prohibits it. We guarantee the work: professional, persistent, FCRA-backed disputes.

What does it cost?

Simple monthly pricing with no upfront fees — you are only billed for work performed, and you can cancel anytime.

Do I have to sign a long contract?

No. Month to month. You also have a 3-business-day right to cancel your agreement at no charge (CROA).

Start with a free consultation