Four simple steps to a stronger score.
We pull and review your three credit reports and flag every item worth challenging.
We send FCRA-backed dispute letters to the bureaus and creditors, round after round.
Watch progress in your portal as items are investigated and removed.
We coach you on building positive credit so your score keeps climbing.
If it's inaccurate, outdated, or unverifiable, it doesn't belong on your report.
Illustrative. Results vary and we can't guarantee a specific score — we challenge inaccurate/unverifiable items and coach positive credit building.
No upfront fees — you're only billed for work performed.
No obligation. We'll review your situation and show you what's possible.
By submitting you agree to be contacted about credit repair services. You are never charged before work is performed, you receive a written agreement, and you may cancel within 3 business days (CROA). We cannot guarantee specific results; we challenge inaccurate, unverifiable, or outdated items.
Most people see the first results within 30–45 days as the bureaus respond, with progress continuing over 3–6 months depending on your report.
Yes. You have the right under the Fair Credit Reporting Act to dispute anything inaccurate, outdated, or unverifiable. We simply exercise those rights on your behalf.
No honest company can guarantee a specific score — and the law prohibits it. We guarantee the work: professional, persistent, FCRA-backed disputes.
Simple monthly pricing with no upfront fees — you are only billed for work performed, and you can cancel anytime.
No. Month to month. You also have a 3-business-day right to cancel your agreement at no charge (CROA).